Privacy and Communications Policy
This Privacy and Communications Policy (“Policy”) is effective as of /2013-01/0
This Policy sets forth how Insurance King Agency Inc., a(n) Illinois corporation (“we” or “us”), collects and uses the information you provide to us and certain other information that we automatically collect through your access and use of insurancekingquote.com (“Website”), or through any communications with us. YOU ACKNOWLEDGE AND AGREE THAT BY USING ANY PORTION OF THIS WEBSITE OR ANY SERVICES OFFERED ON THIS WEBSITE, SUCH USE SHALL INDICATE THAT YOU HAVE READ, UNDERSTAND AND THAT YOU AGREE TO OUR COLLECTION AND USE OF THE INFORMATION PROVIDED BY YOU OR AUTOMATICALLY COLLECTED BY US, AS SET FORTH BELOW.
If you have any general questions or concerns about this Policy, you may contact us by sending an email with your questions, comments or concerns to email@example.com.
The Personally Identifiable Information We Collect From You
There are a variety of ways in which you may provide and we may collect certain personally identifiable information or other information about you or your business or organization on this Website, as set forth below. We collect and store the following specific items of personally identifiable information (collectively “Identity Information”): your first and last name, your date of birth, your phone number, and your email address.
We may ask our visitors for their email addresses and sometimes for their first and last names in order to send or provide any newsletters or other materials they have signed up to receive through this Website, from time to time. We collect and use this information as specifically set forth in this Policy.
We may also ask that you provide certain demographic information to us through your use of this Website, which may include your age, gender, ethnicity, sexual orientation, income level, profession and/or level of education (collectively “Demographic Information”). We reserve the right to collect and store any Demographic Information you submit to this Website. We will generally use this information internally to assist us analyze the profiles of who our Website users are and our web traffic in general. We also use, share and/or disclose this information in association with your Identity Information as stated in the remainder of this Policy.
Collecting Information from Children and COPPA
Children under the age of 13 are expressly prohibited from submitting or posting any Identity Information on this Website. We do not knowingly collect information from children under the age of 13 and do not intend that any materials contained on this Website are directed to or targeted towards children under the age of 13. If you are a parent or guardian and you discover that your child under the age of 13 has submitted any of his or her Identity Information without your permission or consent, we will remove the information immediately upon your request. All requests should be made by email and sent to firstname.lastname@example.org. Please include your child’s name and a description of the type of information you think he or she may have submitted to this Website.
We collect certain information from your mobile device through any mobile application offered through this website you may download to such device, which may include physical device location information such as your phones zip code, demographic information such as age and gender, the unique device ID number and/or any application use data which is used by our business for internal analysis and research purposes. We use and share this information as set forth in this Policy.We also collect and store use information regarding your use of any application you download to your mobile device, such as how frequently you use the application, how much time you spend on the application, where you spend time on the application, etc. We do this for internal analysis and research in order to enhance the application or offer additional applications.
Surveys, Contests and Sweepstakes
When you participate in any surveys, contests, drawings or similar offerings, we will ask you to provide certain Identity Information including your name and/or email address or your age in order to complete these actions. We store this information and may use it to email you regarding any future surveys, contests or similar offerings. This information will be identified prominently in these various offerings. When you choose to enter a sweepstakes, contest or other promotion, your Identity Information may also be disclosed to sponsors or other third parties who help us design, administer and implement the sweepstake, contest, promotion, etc. Some of your Identity Information also may be disclosed as required by law. Terms and conditions specific to each sweepstakes, contest or promotion will be listed on our Website.
When you provide any Identity Information through any form contained on this Website, including in order to contact us, we collect and store the information provided by you. We may use your email or any other Identity Information you provide as expressly set forth in this Policy.
How We Automatically Collect Non-Personal Information
When you access our Website, we collect and store certain non-personally identifying information sent automatically by your browser. This includes your IP address, which may tell us your general location information, such as your country and sometimes your city, state and/or zip code, and the domain name from which you access our Website. We also automatically collect and store other standard server log information, such as your browser type and language, the pages you access and the date and time you access pages on our Website and your operating system version. We also may determine what technology is available through your browser in order to provide you with the most appropriate version of any of our web pages. For example, we may determine that you have installed a version of Flash, and we will then send you the appropriate Flash version of the web page rather than an HTML page. We may also use this information to redirect you to a different version of our Website if you are accessing our Website through a mobile or similar device. We collect and retrieve this information using standard web server logs and automatic data collection tools such as cookies and web beacons.
We may collect device-specific information about your mobile and other devices such as the type of device you are using, any unique device identifiers, mobile network information including phone numbers, device model, manufacturer, screen resolution, device capabilities, service provider, preferred user language and your page views. We do this to help us determine which aspects of the website work best for mobile traffic and which mobile marketing campaigns work best for the business, including mobile advertising, mobile search marketing, text campaigns, and desktop promotion of mobile sites and services.
Our Use of “Cookies” and Other Data Collection Tools
Both session cookies, which do not stay on your browser after you exit this Website, and persistent cookies, which remain on your computer until you delete them or they expire, are used by us. We reserve the right to monitor your use of this Website through the use of any automatic data collection tools at all times and you consent to our use of these tools when you use and access our Website. You can elect to turn off all cookies and web beacons through your browser settings. However, if you elect to do so, there may be some features of our Website that will not be available to you and some of our Website pages may not display properly. The cookies shall only be used to obtain non-personal information to improve your online experience. No other information is stored in these cookies.
Our Use of Third-Party Cookies
Linking or Bundling Your Information
We do not combine or link your Identity Information with any Website Use Information or any other information we automatically collect from you.
How We Use and Share Your Personal Information
Promotional Use of Your Information
We use your e-mail address to send periodic promotional e-mails to you about our services and products, any new or upcoming products or otherwise related to any products or services we sell, but only if you have elected to receive such email communications from us. You can opt-out of receiving any promotional emails or any newsletters/subscriptions at any time by following the opt-out procedure contained in the email, or by sending an email to email@example.com and requesting to opt-out of receiving such communications.
We use third party service providers to provide services and/or products to us necessary for hosting or operating this Website, and/or necessary for providing email services and similar services to our users. In the course of providing these services and/or products to us, such third parties may sometimes have limited access to information collected on this Website, including some of your Identity information. This limited access is incidental to the services being provided by such third parties and no permission or consent is granted by us for any third party provider to use or disclose this information in any manner whatsoever other than as necessary to provide the applicable service to us.
Do We Sell Your Identity Information?
We make every effort to respect your privacy and we will never sell, license access to or disclose any of your Identity Information, by itself or bundled with any website use or other information, you provide or that we collect to any third parties for any purpose not expressly set forth in this Policy, without your express written consent. We only share or disclose any Identity Information or other information collected from You as expressly set forth in this Policy.
We may disclose certain Identity information if: i) requested via a subpoena, court order, or local, state, federal or international law enforcement request to release any such information; or ii) in order to investigate and help prevent security threats, fraud or other malicious activity; or iii) to protect our rights or protect our property, or any or the rights of our customers or other third parties.
When you visit this Website or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. You agree that all agreements, notices and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. If you send us an email communication, call us or send a written correspondence for any reason, we may create a file and store your email and other Identity Information specific to you. We generally will maintain a record and keep notes of all communications with you. All messages transmitted by you on this Website or to us shall not be treated as confidential and shall be deemed to be accessible to the general public. You should not transmit any communications or correspondences to us that you intend only the intended recipient(s) read. Notice is hereby given that all messages or electronic data transmitted onto this Website can and may be read by us, regardless of whether we are the intended recipient of any such message(s).
External Links Disclaimer
Social Media Features and Widgets
Information Storage And International Transfer
Any Identity information and all other information which we collect on this Website will be stored and processed in our servers located in the United States. If you reside outside the United States, you consent to the collection, transfer, storage and processing of any information from your country to the United States.
Changes to this Policy
If we decide at any time to change this Policy, we will revise the effective revision date posted at the top of this Policy. If we make significant changes to this Policy, We may also notify you by other means, such as sending an email to you and/or posting a notice somewhere prominently on our home page and/or notifying you the next time you access this Website. Failure to opt-out after receiving notice and following the opt-out instructions contained in the notice shall be deemed to be your assent to any such changes.
How to Update, Change or View Your Personally Identifiable Information
If you would like to request any changes or updates to any Identity Information you have provided to us, or if you would like to view any information we have collected from your use of this Website, please contact us and request the same by sending an email to: firstname.lastname@example.org. Please include the words “Personal Information Request.” If you make any information requests, we will require that you provide proof of your identity, which may include providing us with a copy of a driver’s license, social security card and/or birth certificate. We also reserve the right to require that you sign and provide us with a notarized affidavit verifying your identity before we update or release any information to you.
California Resident Privacy Rights
California Civil Code Section 1798.83 permits California residents to request certain information regarding our disclosure of their personal information to third parties for their direct marketing purposes. California law also allows California residents to opt-out of having this information disclosed. If You are a California resident and desire to make such a request, please contact email@example.com. Please include the words “California Privacy Disclosure Request” in the subject line.
Upon any acquisition, merger, sale or other change of control of our business/organization, we reserve the right to transfer any Identity information you have submitted to this Website as part of the property owned by us to our successor resulting from such merger, acquisition, sale, etc. In the event of our bankruptcy, insolvency, reorganization, receivership, or assignment for the benefit of creditors, or the application of laws or equitable principles affecting creditors’ rights generally, We reserve the right to transfer your Identity Information to protect any of the our rights or as required by law.
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